L&GInsurance BrokersFrequently asked questions
Straightforward answers to common insurance questions.
Insurance wording can take time to get used to. Here are a few useful starting points; ask us about the details of a specific policy.
What types of insurance can L&G help with?
We can discuss motor, health, life, property, travel and business insurance. Options depend on your requirements and insurer availability.
How do I request a quote?
Use the quote form or contact us by phone, email or WhatsApp. A broker will ask for the details needed to understand your requirements.
What affects an insurance premium?
Premiums may depend on the cover, limits, excess, risk details, location, claims history and insurer underwriting. The insurer confirms the final premium.
Can I adjust my cover?
Some policies offer optional benefits, limits or excess choices. We can explain what options are available for the policy you are considering.
What should I check before buying?
Read the policy schedule and wording. Check the insured items, sums insured, limits, exclusions, excesses and claim-notification requirements.
Who decides whether a claim is paid?
The insurer assesses the claim against the policy wording and circumstances. Your broker can help you understand the process and information requested.
Is L&G’s brokerage service free to clients?
L&G offers brokerage services to clients at no brokerage fee. The insurance premium is payable to the insurer.
How can I speak with a broker?
Call +234 802 524 0103, email info@landginsurancebrokers.com.ng or use the WhatsApp link on this website.